Access to the platform is granted to registered members on the terms set out at the time of registration. Members may not share account credentials, transfer access to third parties, or use the platform in any manner that circumvents the documented access controls. The Company reserves the right to suspend or terminate access where a breach of these conditions is identified, without prior notice where the breach is material.

Nothing on this platform constitutes financial product advice, general financial product advice, or any other form of regulated financial service under the Corporations Act 2001 (Cth). All factor timing signals, regime classifications, and analytical frameworks are informational and reference tools only. The Company does not hold an Australian Financial Services Licence and does not provide personalised financial recommendations to users. Users are strongly encouraged to consult a licensed financial adviser before making any financial decision informed by platform content.

To the fullest extent permitted by applicable Australian law, the Company excludes liability for any direct, indirect, incidental, or consequential loss or damage arising from a user's access to or reliance on platform content, including factor timing signals, methodology documents, regime classifications, and any other analytical material published on the platform. The Company does not warrant that signal outputs will be accurate, complete, or current at all times. Past signal behaviour does not guarantee future analytical utility or accuracy. Results may vary.

These Terms and Conditions are governed by the laws of the State of Victoria, Australia. Any dispute arising in connection with these terms or the use of the platform shall be subject to the exclusive jurisdiction of the courts of Victoria, unless the user is a consumer entitled to bring proceedings in their own jurisdiction under applicable consumer protection legislation. The Company and the user agree to attempt to resolve any dispute in good faith before initiating formal legal proceedings.

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable under applicable law, that provision shall be severable from the remaining provisions, which shall continue in full force and effect. These Terms and Conditions, together with the platform's Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between the Company and the user with respect to the use of the platform and supersede all prior agreements or understandings on that subject.